⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

Northwestern University vs University of Florida

Funding gap comparison

Northwestern University

, IL

Physician Assistant (PA)

Annual COA
$90,378
Federal Cap
$20,500
Annual Gap
$69,878
Total Program Cost
$180,756
Total Gap
$139,756
Years
2
Classification
Graduate
Tuition
$57,231/yr
Fees
$411/yr
Living Expenses
$32,736/yr
VS

University of Florida

, FL

Physician Assistant (PA)

Annual COA
$56,094
Federal Cap
$20,500
Annual Gap
$35,594
Total Program Cost
$126,212
Total Gap
$80,087
Years
2.25
Classification
Graduate
Tuition
$38,328/yr
Fees
$0/yr
Living Expenses
$17,766/yr

Northwestern University has a $34,284 larger annual funding gap than University of Florida.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.