⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

Northeastern University vs University of Southern California

Funding gap comparison

Northeastern University

, MA

Physician Assistant (PA)

Annual COA
$85,522
Federal Cap
$20,500
Annual Gap
$65,022
Total Program Cost
$171,044
Total Gap
$130,044
Years
2
Classification
Graduate
Tuition
$61,464/yr
Fees
$358/yr
Living Expenses
$23,700/yr
VS

University of Southern California

, CA

Physician Assistant (PA)

Annual COA
$103,098
Federal Cap
$20,500
Annual Gap
$82,598
Total Program Cost
$309,294
Total Gap
$247,794
Years
3
Classification
Graduate
Tuition
$73,260/yr
Fees
$1,794/yr
Living Expenses
$28,044/yr

University of Southern California has a $17,576 larger annual funding gap than Northeastern University.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.